The benefits we provide to foundation doctors are on an occurrence basis, which means you can ask for our assistance as long as you are, or were, a member at the time the incident happened. This applies if you’re no longer a member or have stopped practising. I’m an NHS employed doctor, do I need to have additional indemnity? The GMC requires you, as a doctor, to have adequate indemnity in place so that your patients will not be disadvantaged if they make a claim about the clinical care you’ve provided. Doctors need to be indemnified for claims at all times including for work done in the past whether working privately or within the NHS. What is ‘occurrence based’ indemnity? If you work for an NHS body (or the HSC in Northern Ireland) the organisation you work for will have NHS indemnity via a clinical negligence scheme. You should have additional indemnity for clinical work which isn’t included in NHS indemnity, for example, providing medico-legal reports and signing cremation certificates.