In other words, when you invest in a fund you become part of a group of people who have collected together their money, which it’s then delivered to a expert investor to handle it. This scale means that a total of 1.1m workers (3.3% of the working population) have a job in finance. When you invest is exactly the same thing. Suppose you invest in a strategy of Forex trading, a strategy that statistically wins 65% of the time it opens a transaction. You must have clear in mind that, once you start, you have to leave enough time to your money to work with that strategy.

So, to those who think that we can invest just by having a large capital and managing to get a large percentage of return, you can now explain that there is another way, which does not require large capital or large percentages, but just a little patience to allow time to multiply your money. Why Investing in knowledge is the best investmentUnless you have the luxury of a consultant job which grants you access to tens of board-rooms each year, then the best business books are probably the best way to learn more about how great businesses and terrible businesses are run. Once you have a goal in mind, the main choices you need to make are what type of account to use, how much money to invest, and what to invest it in. We can create this major difference with an annual interest over a period of only 15 years. The chart below instead shows what would happen if we could do the same for a period of 40 years.

But what is the meaning of all this trivial speech? The reason for these words of mine is that I want to pass you the concept of Match your time frame to the investment. Selecting good investments for yourself involves matching the time frame you have to the riskiness of the investment. For example, for money that you expect to use within the next year, focus on safe investments, such as money market funds. Invest your longer-term money mostly in wealth-building investments.

Indeed, the real objective is to find an investing book for beginners which will grab your attention and get you hooked.

You will want to approach topics in layers, starting with the core principles, moving through the major asset classes and finally learning about how to place your first trade.After gaining these valuable experiences, many investors, fund managers and bankers want to later write about their experiences or share advice with younger finance professionals or investors. Decision: Where to open your account? If you're opening a 401(k) then this part's easy: You'll open it through work, with whatever company is handling your employer's 401(k). With an IRA or brokerage account, you'll need to choose a financial institution to open your account with. (Here's how to open an account if you choose to go with Fidelity.) Starting small could be a good way to dip your toe in the water. Then you can watch what happens to your investment – and invest more later if you want to.