It's seperated into step by step chapters which make it easy to navigate and useful if you're looking for specific help. This concept explains that purchasing new things only gives us a temporary high, so we have to keep spending to satisfy our ever-increasing needs. The next chapter details how the pressures of social media and the difficult job market can often make us feel bad about ourselves.

I’m a bit pissed off about the last woman they gave me because, if she’d bothered to show any interest or genuinely tried to explain anything to me, it might have made a difference these last few years before I thought to try it again.For this reason, it’s crucial that we speak to our partners about money and have a solid plan for cohabitation.

We press ‘cash only’ at ATMs, and accept that we’ll be paying back our student loans with our pension savings. Intended audience is British millennials (which she defines as anyone born between 1980-2000), but if you are older or younger, this can still be useful!Many readers looking to start investing long-term will find it basic and may need to do further reading. While it provides a good basic overview, the book is not focused on financial independence or investing to create an income. I enjoyed the section about emotions and personal finances, which included a chapter about money and relationships and one about money and mental health. I read this in a few days and I ADORED this book - so many financial concepts from different types of current accounts, saving accounts, taxes, pensions to budgeting skills that I never truly understood were cleared explained and now I feel like a total financial nerd, and loving it.