My mother is selling her house to move closer to me. If she gives me my inheritance after she sells her house and I buy a house with the inheritance money and have my mum live in the house as a tennant who pays rent, can the government make me sell my house that my mother has been living in and paying me rent if she requires to go into full time care for any reason ? This would mean that the local authority would pay the care charges that she owes and she would repay the debt once her property is later sold, including interest and some charges. This could be just after her death if she prefers. For example, it might do this if someone has given up their own home to move in with your aunt and care for her. This isn’t guaranteed – it’s the local authority’s choice over whether it provides this leeway. Rent or defer

If your father in law has a partner who would be remaining in the property, then the value of his main home would not be included in the financial assessment for permanent residential care. This is called a Mandatory Property Disregard. This would also apply if there was a family member who is over-60 or assessed as incapacitated who would be remaining living in the property. At some point, depending on her needs, your gran may be eligible for an NHS-funded nursing care contribution or be eligible for NHS Continuing Health Care Funding. You can read more about both of these here: https://www.alzheimers.org.uk/get-support/legal-financial/nursing-care-… Buying a house as tenants in common allows the parties to hold the property in unequal shares, meaning it does not have to be a 50/50 investment.Where there is no declaration of trust the position can be very unclear as to who owns what once it comes to selling the house. Putting your own finances at risk to help children buy a home should be avoided Should you take a further advance on your mortgage? For example, advisers for lifetime mortgages need specialist equity release qualifications, while those for various forms of retirement mortgage don't. Alzheimer’s Society is really conscious of the unfair disadvantage people with dementia face with care costs and we campaign for social care reform. Here is some information on our Fix Dementia Care campaign if you would like to read further: https://www.alzheimers.org.uk/get-involved/our-campaigns/fix-dementia-c… Where a declaration of trust exists, it will be easy to determine the beneficial interests in the property.

Father owns home outright. Father didn’t make a will. He is now in a nursing home with dementia and no capacity. Mother lives in the family home. Local authority pay for majority of nursing home fees, father’s pension pays the rest. Worried about the family home being used to pay for father’s care if mother passes away before father. What can we do the prevent this from happening? Unfortunately we don't have enough detail to be able to provide you with relevant information. We recommend calling our Dementia Connect support line to speak with one of our advisers. They can listen to the full situation regarding your mum and provide information and support. However, they cannot provide legal advice. Please call 0333 150 3456 - the support line is open seven days a week: https://www.alzheimers.org.uk/dementia-connect-support-line If your aunt needs to move into residential care, her local authority must ignore her home in its financial assessment when particular people also live there.In a warning to those saving for retirement, a cautious investor asks: How could my 'safe' pension fund plummet by 30% - a year before I retire? If your aunt’s home is included in her local authority’s financial assessment, she may need to sell it to pay for her care. However, there might be ways to avoid or delay this. As regards how we manage the estate I’ve proposed each of the siblings look after a quarter share and pay one quarter if the care home fees each month by DD. It can, however, be a good idea for attorneys and executors/trustees to liaise with one another because there may be actions taken during the lifetime of the person that impact on what they own after they die, and it can also be useful for financial attorneys to know what the Will says.