The Autumn Statement winners and losers: LUNCH MONEY on what you'll save on NI, NatWest shares and tax cuts we didn't get You may only hold a maximum of two Santander Edge current accounts, one in your own name and one in joint names. I’ve also split the analysis to show how this builds if you are able to open up additional Edge Savers by having a joint Edge current account, or a mix of personal and joint accounts. West End landlord Shaftesbury Capital defies the High Street gloom as it revels in Christmas sales lift Yes, withdrawals can be made at any time by transfer to another account in Online and Mobile Banking.​ Additional information​

Given this, the Edge Saver will be well worth considering, especially if you're only looking to save a small amount, or if you already have an Edge current account. For bigger savers, it is unlikely to hit the mark. Statements are issued annually in April in Online Banking only. We provide you with information about transactions on your account by posting them to Online Banking for you to view at any time. Can I withdraw money?​ If you no longer own a Santander Edge current account, we reserve the right to change your account to an Everyday Saver​. We’ll let you know around 60 days in advance before we make this change.​​ The exclusive saver also provides a preferential rate for people looking to earn interest on their easy-access savings.This National insurance cut is welcome but it doesn't fix Britain's stealth tax problem, says SIMON LAMBERT

The Edge Saver pays a 7% interest rate, but that contains a 2.5% bonus for 12 months, so it’ll drop to 4.5% after a year (though as the rate is variable it could go up or down in this time). Overdrafts depend on your circumstances. You must repay any overdraft when we ask, in line with our General Terms and Conditions. We may ask you to repay all or part of your overdraft at any time. We'll try to notify you of this in advance. An overdraft lets you borrow through your current account. It’s intended mainly for short-term costs or emergencies and isn’t generally suitable for longer-term borrowing. There is a cost associated with using an overdraft. The way you manage your overdraft, for example if you don’t repay your interest and charges regularly, may affect your credit file. This could make it harder or more expensive to get credit with us or other providers in the future. Find out more about overdrafts Thousands of life insurance customers could be in line for compensation after premium hikes of up to 1,000% The rate was previously 4% AER which included a 0.5% bonus rate for the first 12 months of opening.

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Frankly I wouldn’t bother. You can earn 1% with fewer restrictions on eligible categories from Chase Bank, and there’s not fee attached. Existing customers who have already opened an Edge Saver in the past year will also benefit from the 2.5% AER (2.47% gross variable) bonus rate. The bonus rate for existing Edge Saver customers will apply from between today, until 12 months have passed from the date their account opened.

You can have one Santander Edge saver for each Santander Edge current account you have. That means a maximum of 2 if you have both a single and a joint Santander Edge current account. After that, the vast majority of households would need a massive pay TV bill and expensive mobile phone contract to get even close to a grand each month.Santander launches best big bank easy-access savings rate - but it still lags behind smaller rivals