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Bank of Dave - Penguin Books UK

Piers Tempest adds: 'This is such a great story and I'm delighted to be working with Chris and the team on the film, which I am sure will really resonate with audiences worldwide.' But that money was never raised, and the company isn’t actually a bank (technically it’s an ‘independent lending company’) and is still in the process of trying to get its banking licence as The Bank of Dave.Chris Foggin, director of the film, said: 'I was immediately drawn to this story about the triumph of community, and I'm delighted to be working with such a wonderful cast. I truly believe the world needs films like this.' BSAL opened its doors in 2011 and was Dave's response to what he perceived as a broken banking system. While not a bank but rather an independent lending business, BSAL lends money to people and businesses who were unsuccessful in applying for loans at high street banks. He took me to some of the local businesses he had helped at the time after they were turned down elsewhere.

Bank of Dave by Dave Fishwick | Waterstones

Best easy-access is at 4.35% and leading one-year fix pays 6.01% - here's what the experts predict now. Wednesday ending explained: Everything that happened in the finale of the Netflix series, and what we know of a season 2 Premium Bonds prize dates for the coming year - find out when your winning number could be coming up for the rest of 2023 and 2024 Ginny & Georgia season 1 recap: Everything that happened in the first season ahead of the season 2 release Factual Entertainment and Features, Programme Information: Bank Of Dave". Channel 4 . Retrieved 31 October 2017.

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Bank of Dave true story: How accurate is the Netflix film? Bank of Dave true story: How accurate is the Netflix film?

Since its early days BSAL has now grown. The office which had consisted of 3 members of staff, has now expanded to create a team of experienced friendly staff, and a suite of offices in our high street branch in the heart of Burnley. The company continues to make decisions based on experience and good, old fashioned common sense, making a difference to small businesses and real people, and has also helped a large number of different charities and good causes along the way. Through his media profile, and his many award winning consumer TV series shown in the UK and abroad, Dave has continued to lobby parliament to make changes to the banking industry, and educate people with tips helping them to improve their businesses and finances. He firmly believes that BSAL is the way of the future, and wants to prove that the financial industry can also be socially responsible. New Challenges On Dave's loan company being more important than ever during the cost of living crisis, Kinnear said "But there’s a limited amount of cash. So, do other people have the energy to create a similar thing? To show there’s a fairer way, rather than people just being cut off… Shows you the limitations of the capitalist system – that if you can’t pay, you’re out." He added "I don’t know what the alternative is. I don’t have the answers, nor the energy. But we need to flag this up. It will be the death of us as a race if the apogee of human existence remains to own a private jet. That’s what we’re selling. That’s what we consider success to be. And everyone who involves themselves in the selling of that formula, well, I’d ask them to reconsider. Or to at least consider…" The inspiration behind the 'bank' is the same as we see Dave explain in the movie. Following the 2008 financial crisis, Dave helped out his customers by lending out his own money after banks started to decline them. Frost, Caroline (17 July 2012). "TV REVIEW: The Bank Of Dave - How One Burnley Boy Brought A Little Ray Of Hope..." The Huffington Post . Retrieved 30 October 2017.Dave spoke about watching the credit crunch hitting his hometown of Burnley hard, witnessing local businesses closing on a daily basis. With no money to get things moving, he looked into expanding and not just lending money to his own customers, but also to those in the wider community. He said "lending money to my customers had made me realise that banking was actually quite a simple process: you just take people's money and then lend it out to other people, making sure you charge them more interest than you pay out. So I thought maybe I could open a tiny bank to serve the local community. Not a big bank but maybe a better bank. How hard could it be?" In his bid to set up a simple, no-nonsense bank that actually cares about its customers, Dave plans to use hundreds of thousands of pounds of his own money. His enterprise will offer his customers a far better rate of interest than they get on the high street; he will lend to struggling local businesses that the banks don't want to know about; and he aims to bring the Bank of Dave into profit within 180 days. If he succeeds, he'll give whatever he makes to charity. If he fails, he'll make a terrible loss and ruin his hard-earned reputation as a successful businessman. Burnley Savings and Loans Limited is authorised and regulated by the Financial Conduct Authority (FRN: 717019). Through his media profile, and his many award winning consumer TV series shown in the UK and abroad, Dave has continued to lobby parliament to make changes to the banking industry, and educate people with tips helping them to improve their businesses and finances. He firmly believes that BSAL is the way of the future, and wants to prove that the financial industry can also be socially responsible." Aston Martin cuts production of its new DB12 sports car due to supply delays and software challenges

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Dave's argument is that banking works when it does what it was created to do centuries ago: help grow local economies through direct evaluation of value and risk. He claims, implicitly and sometimes explicitly, that despite "Big Data" and computational analysis, global banks simply don't care about the data that makes solid value/risk decisionmaking possible and useful. He makes a pretty solid evidentiary case, as he describes taking on a series of small businesspeople who'd been rejected for financing by their banks.

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The real-life Dave is a fan of Def Leppard, so it was producer Piers Tempest's idea to add them into the story. Dave told The Sun it was "probably, if not definitely, the best day of my life" when the band flew in to perform three songs for the fundraising concert we see in the movie. Mangan, Lucy (1 March 2013). "Bank of Dave: Fighting the Fat Cats; The Wedding Shop – TV review". The Guardian . Retrieved 31 October 2017. Ever since Bank of Dave was release on Netflix on January 16, it has firmly held the spot as the most popular film in the UK on the streaming platform.