ModernGhana will not be responsible or liable for any inaccurate or incorrect statements in the contributions or columns here. By virtue of the investment objectives spelt out in a collective investment scheme, they may differ in the kind of instruments that are purchased into the scheme. The period of pension comes with a great deal of responsibility when it comes to managing one’s resources.

Giving back to society; Attaining the age of retirement usually means one has garnered for himself a great deal of experience. If you believe this definition is depressing, let me shock you with an even older definition that is as much depressing, or even worse. Whether it’s discovering new destinations, revisiting cherished places, or embarking on epic adventures, retirement allows you the freedom to satisfy your wanderlust and create a lifetime of unforgettable travel memories.

I went on a 6 day Finger Lakes bike tour in June, and to Paris and then Normandy and Avignon in August, and then a road trip through the western states in September, so stay tuned because .

She is also a content curator, encouraging a healthy lifestyle through topics such as pets, food, travel, home decor, gardening, and fashion. Collective investment schemes in Ghana take the form of either a mutual fund or a unit trust and are mostly open ended.Pensioners are encouraged to volunteer freely at youth camps and the likes to benefit the young in society on so many levels. No matter how much we run away from it, there will be a period in our lives when we must go on pension, approaching it right makes it a time devoid of tension. Adding some appropriate humor where folks are laughing with everyone and not at anyone can be great when done well. The golden years bring the gift of strengthening and nurturing your connections with family and friends. When your boss or work colleague is retiring, it tends to be a fun occasion where folks are looking for a reason to laugh.

I was set to go to Rusia, and then the pandemic came along and spoiled that, and just about everything else. One would not want the period of pension to be boring and depressing and so occupying the time by traveling to see new places can worth the while. I love being creative and inventive with my food, and to cook for friends who are bold enough to accept a dinner invitation, remove their masks, and expand their social environment to at least 4 people.Whether taking peaceful walks, enjoying picnics, or indulging in hobbies, this phase allows you to savor simple pleasures and find contentment in life’s little moments. Does the mention of the word ‘retirement’ have to paint such a picture of doom and gloom that leaves the average subconscious mind dreading it like a plague?

It should be something every individual should look forward to because once you are gifted with life, you will certainly face it at one point or the other. There are so many incredible benefits to retirement that go well beyond just being able to take a break from work.Maybe it was because at our recitals of a bunch of kids their age, and me, I was without question the least talented pianist. Being prudent with the resources one has gathered over the period is crucial to the level of peace and sound mindedness one can have, particularly since the financial responsibility of a person tends to increase with age in this part of the world.