Credit scoring is the process used by financial services companies to evaluate the credit risk of new applicants. This technique will be applied to your application for online finance. Credit scoring works by awarding points for each answer given on the application form such as age, income and occupation, together with information obtained from credit reference agencies. To apply for online finance, you must be over the age of 18, work at least 16 hours a week, or be retired with an income. You must also be a resident of the United Kingdom and have lived in the UK for the last 12 months or more. This information allows consistent decisions to be provided, ensuring all applicants are treated fairly. Credit scoring does not discriminate on the grounds of sex, race, religion or disability. If you decline my application, what is the reason? Pallet delivery is to the kerbside (at least 2 people will be needed to off-load depending on item size.) The couriers WILL NOT be able to assist you with moving the aquarium/terrarium or chiller onto the premises. This is due to insurance purposes.

Deliveries will take place between 09:00-17:00 Monday to Friday. Delivery outside of these hours may be subject to an additional fee and local depot availability.Very bright light I use to illuminate a 4 foot fountain. I found that the long cord made for an easy installation. Price was best at Pond and Garden Depot. The Liberty Mains Free Pump with LED Lights is suitable for use in three different set-ups: In a pond as a fountain, using the float and anchor, and four different fountain features provided. It can also be used in a self-contained water feature; either bought or home-made, to create a fountain using the four heads provided. Or finally as a feature pump in something like a sink and tap set-up. Run by the long-lasting Lithium-ion battery and re-charged using the high powered solar panel, you'll not need to add power to the garden and can locate your feature wherevere you desire. A great way to express your watergardening creativity with attractive and flexible applications and no running costs. Included in the box All fittings included to suit your preference, including: Pond float and anchor and 4 fountain effects. The pump also comes with a handy little float that keeps the fountain and led light above the ponds water level, which means that it can be used regardless of the ponds depth. Key features Once you have agreed to the terms of the finance agreement World of Water Partnership trading as World of Waterwill be notified and you need do nothing more.

Excluding postcodes below inScottish Highlands and islands, Isle of Man, Channel Islands and Isle of Scilly: (Currently we do not deliver to Northern Ireland) Within minutes of your application being approved, you will be presented with the options to either e-sign or print and return your finance agreement. In addition to credit scoring, Novuna also takes into account confirmation of your identity, validation of certain application details, existing commitments and information held at the credit reference agencies. Though Novuna is unable to provide you with a main reason for declining your application, it is usually based on one, or a combination of the following: The new Blagdon Liberty Battery and solar pump with LED light ring is ideal to run a pond fountain or small water feature, it will enable you to create apretty little water feature or pond fountain without the need for electrical cables.