Paper: At a Glance two years planner. This is a professionally designed planner for year-round planning.

A formal letter of waiver or letter of comfort from the bank, pertaining to the financial year which is being assessed, showing intended actions arising. a significant recovery of funds following a funding audit or investigation; a court ruling; a contingent liability crystallising; delays in asset sales / receipts Additionally, corporations may submit annual forecasts for each year from 1 August 2024 to 31 July 2031, though this is not a requirement. Corporations also must submit a commentary, which explains the assumptions upon which the forecast years have been completed in the CFFR return. Scottish and Welsh Farmland Being Corporatised in Fake Environmental ‘Carbon Offset’ Scam 1 May 2022We do not provide guidance to corporations on which assumptions to use, though the college financial benchmarking tool and college financial dashboards, which include an analysis of key financial indicators, trends and benchmarks, may be useful references. However, we expect that the financial information provided to ESFA aligns fully with that used in the corporation’s own management accounts and reflects the approved budget. Optimism bias, especially in terms of capital receipts, should be avoided. Neither should corporations flat profile income or expenditure when there is information available that would permit realistic month-on-month analysis. Sensitivity analysis We take late submission of financial information very seriously and corporations missing key deadlines risk ESFA intervention, in accordance with ESFA’s policy on college oversight: support and intervention. It is important corporations inform ESFA at the earliest opportunity if the deadline of 31 July 2022 may be missed. Special arrangements Business combinations There are a small number of substantive changes in this edition compared with the May 2021 edition: Paper: JSTORY Weekly Planner 28. A colorful, funky personal planner that you can tailor to your weekly schedule.

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We will continue to formally assess the financial health of corporations based on three financial indicators. ESFA has been consulting with the sector on proposals to introduce updated financial ratios and financial health scores, with a view to developing further a new financial health assessment methodology, which may be introduced in the future. The CFFR allows corporations to assess themselves using both the existing and the possible updated financial ratios and financial health scoring method, the detail of each being set out below. The finance record for the year 2021 to 2022 will also support both the existing and the new financial health scoring methods. Existing financial ratios and financial health scoring method Solvency Twenty not very reliable ways to secure an affordable rural dwelling • Some thoughts on strategy • The Human Rights Act