Your lump sum cash deposit you will pay at the beginning of your agreement which will reduce the amount to finance. It’s worth noting that this is under the new WLTP testing regime, which seems to be producing more realistic economy figures. The Ford Focus is also a comfortable motorway cruiser. Yet on a spirited drive the suspension controls body roll effectively. It corners reasonably flat, thanks to that low, broad body shape. Economy Our test car had the standard suspension setup, and we found it well-balanced. It was forgiving enough to absorb bumps and potholes, even on 18-inch rims with low-profile tyres. And the ST Line X adds sharp, aggressive features. I mean, just look at those front fog light surrounds. The ventilation holes in them are real, too!

It will also be interesting to see how this new Ford Focus fares with depreciation, given a higher base price and lengthier options list. This is another area where the more premium rivals have bettered the Ford. Also sleek is the gear selector for the automatic gearbox: it’s a twist dial. This not only frees up space around the centre console, but impresses passengers too. Though a Puma EV is on the cards, it’s not due until 2024, with the current line-up consisting of mild-hybrid petrol units and a sporty ST version. If you want your Focus ST Line X to go anything like the way it looks, then the 1.5 EcoBoost will be the obvious choice: 0-62mph in 8.3 seconds and a top speed of 138mph. And if you’re really looking for a performance Ford Focus, then join us in eagerly awaiting the arrival of the ST. Here’s a detailed look at the paint palette available on the Ford Puma 5-seater crossover-SUV, which we hope will help you choose your perfect new car colour. You can also read our in-depth Ford Puma review for more details about Ford's exceptional crossover.Good job really, because this was the area where the old car felt most dated. It was due an update and an upgrade, and Ford has delivered it. The biggest challenge for the Ford Focus is to tempt people away from those types of car. If you compared any side-by-side, the Focus has the style, quality and refinement to match. But it remains to be seen how many people would walk out of a Mercedes-Benz dealer and then head to Ford to see the Focus.

But then again, it’s not all about speed. Some people will choose the ST Line X because it looks tremendous, but the 120PS diesel engine will be plenty.

An estimate of your annual mileage during the finance agreement. This estimate is used to calculate the likely future value of the vehicle at the end of the agreement; it is important to be realistic because Excess Mileage charges may be payable if you exceed your expected mileage.

The upmarket ST-Line X not only enjoys man-made Sensico imitation leather on the outer sections of the seats, but the central fabric takes on a pattern involving some racy-looking jagged lines. Neat. ST-Line Vignale Premium Sensico With Metal Grey Stitching Unlike its predecessor, this new Ford Focus has a host of impressive gadgets available as optional extras. Pearlescent/Mica = As above, only instead of metal, ceramic crystals (known as ‘mica’) are added to the paint. These not only reflect light but refract it too, giving one colour different appearances in different levels of light. They’re normally as expensive as or pricier than metallic paints. And it’s because we spent so long looking at it that we noticed the rear door line is remarkably similar to a BMW 1 Series. Fitting really, because this new Focus is gunning for the likes of the BMW 1 Series, VW Golf and Mercedes-Benz A-Class. Interior Finish Given the amount of time and effort that goes into replacing a car, it’s only fair that we sit and admire the design work that’s gone in to the new Ford Focus.The boot is reasonably spacious. It does look a little smaller than the previous car, but its 273-litre capacity is only 4-litres less than before. And, when mated to the 8-speed automatic gearbox, it is delightfully smooth. Gear changes are seamless, and there are plenty of ratios to make the most of the limited power available. On the motorway the 8-speed auto brings further benefit; keeping the revs to a minimum. Coupled to a hefty amount of noise insulation the Focus is incredibly quiet. You can barely hear the diesel rattle from up front, and can converse with fellow passengers at 70mph without raising your voice at all. The noticeable downsizing comes with the boot width: you might struggle to get a set of golf clubs in it, and if your buggy is on the larger side that too could be an issue.

The cabin is greatly improved in terms of both quality and design. The plastics are soft-touch, with a nice variety of textures and finishes. The new Ford Focus is the most technologically-advanced to date. Standard specification of the Focus ST Line X includes, amongst other things: front and rear parking sensors, power-adjust driver’s seat, heated front seats, dual-zone climate control, keyless start, 8-inch touchscreen and cruise control with speed limiter. Our test car had the 1.5 diesel, with an 8-speed auto. The performance figures don’t exactly make for exciting reading: 0-62mph in 10.2 seconds and a top speed of 120mph. Finished in Desert Island Blue, our test car was a real head-turner. When you catch the car’s reflection in a shop window you can’t help but appreciate it. On the flip side, the 8-speed automatic really helps improve economy on a long run. In ‘Eco’ drive mode it keeps the revs to an absolute minimum. PracticalityThe only downside to this large extras list is that it’s hard to know where to start. Perhaps more critically, it’s hard to know where to stop, being all too easy to get carried away and end up with a Ford Focus that has the equipment list of a Bentley… Value For Money The leather featured throughout the cabin is of good quality. There’s even a leather panel at either side of the centre console where your knee rests, which is a lovely touch. The total amount of deposit you will put down on your finance agreement including your cash deposit, any part exchange equity and any applicable VAT (for commercial vehicles)