Eco-Leather Case is made from synthetic materials with a leather effect, rather than real leather. The Eco claim is limited to the recycled and bio-based content in the case. A letter of authority allows someone you trust to access your financial information. Once we receive a completed letter of authority from you, we can share information with them. Each year you will receive a pension statement to tell you how your pension plan is doing. For more information about your statement follow the link below. Review your current fund choice and let us know if you want to change it. We will write to you regularly with information on your fund choices.

Your beneficiary is a person you can nominate to receive the proceeds from your pension plan in case you die before you retire. As a result of the conflict in Ukraine, and the sanctions imposed by the UK, US and European Union (amongst others), it is not currently possible for fund managers to trade (buy or sell) any Russian investments. The remaining funds in the link above are global equity and emerging market funds which continue to operate as normal. Where a fund had Russian exposure any drop in value will already be reflected in current valuations. If your overall portfolio includes a range of funds, it is likely that the Russian exposure is only a small part of its overall value. Switching into, or out of, these funds will neither increase or reduce exposure to Russian investments whilst they are unable to be traded. If you invested in the Zurich JPM Emerging Europe Equity ZP fund at the time it was suspended, you’ll be affected by these changes. We recommend you review your existing fund holdings to ensure they still meet your investment needs.The pen adapter screws into the Z-Vibe® like every other tip, and the pencils fit nicely into the adapter. ARK's Z-Vibe® is a vibratory oral motor tool that can help build oral tone and improve a variety of speech, feeding, and sensory skills. Use it to provide a varied sensory experience and/or to provide targeted tactile cues within the oral cavity. Its gentle vibration provides a new level of sensory stimulation to increase oral focus and draw more attention to the lips, tongue, cheeks, and jaw. Vibration can also be very calming, soothing, and organising.

The Innokin GO Z pen vape kit takes the design of a classic pen and makes it even easier to use. Powered by a built-in 1500mAh battery that has been designed to last all day, it delivers an MTL (Mouth To Lung) vape and is very simple. There’s only one button and no menu system to navigate. Each kit comes complete with the GO Z pod tank as well as a 1.6 Ohm Z coil to help you get started. We’ve written to all affected customers confirming the changes which have taken place. We’ll write again when there is a significant change or update to the fund. Combining your pension pots could make it easier for you to choose the retirement option when the time comes. Compared to previous models. S Pen Fold Edition for Galaxy Z Fold5 measures 4.35 x 5.8 x 120 mm. S Pen Fold Edition for Galaxy Z Fold3 and Z Fold4 measures 7.7 x 7.4 x 132.1 mm. Super Fast Charging (SFC) requires a USB Power Delivery 3.0 compatible device that supports Direct Charging. Devices that do not support USB Power Delivery 3.0 standard or Direct Charging will charge at a slower rate than SFC speed.A fund which had a larger Russian exposure have been suspended and it is not possible to switch out of this fund at present. This are detailed above in the section “Funds in Suspension or Wind Up”. Much has happened since the announcement by the ex-Chancellor Kwasi Kwarteng on 23 September, culminating with the new Chancellor, Jeremy Hunt, reversing or amending the majority of the proposed changes and setting a new path forward. Government actions continue to have a significant impact on the financial markets and related sentiment, affecting all of us, including our investments and are sure to continue to dominate headlines, which we will all have seen.