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Product Information

Every pensioner of Zurich Financial Services is eligible to join. This includes former employees of Eagle Star or Zurich Financial Services

to watch over the interests of its members generally and to represent them in any matter relating to pensions, social benefits and welfare. The remaining funds in the link above are global equity and emerging market funds which continue to operate as normal. Where a fund had Russian exposure any drop in value will already be reflected in current valuations. If your overall portfolio includes a range of funds, it is likely that the Russian exposure is only a small part of its overall value. Switching into, or out of, these funds will neither increase or reduce exposure to Russian investments whilst they are unable to be traded. If you want to invest in different funds, you’ll need to send us your instructions. You’ll find information on how to do this for your specific type of plan in the “Funds available to you” section below. Wind Ups

Existing scheme member enquiries

The amount you get from your investment plan will depend upon the performance of the funds your plan is invested in. It is important that you choose funds that are right for your circumstances, investment objectives and attitude to risk. Over time these may change, so it is important to regularly review your fund choices. We do not charge you for changing your fund choices. Candid Capture - Record your subject in its natural settings without revealing that they are on camera. An annual management charge is deducted from the fund every day before unit prices are calculated. They could change in the future. Initial charges

It is not currently possible for a fund manager to buy or sell Russian investments and we are not able to predict if and when the current restrictions will be lifted. We’ve updated the investment objectives of the Zurich-managed Property funds to allow them to invest in residential property and hotels. This is to adapt the fund to changes in the way we live with more people working from home and shopping on-line as the population grows and ages. This helps spread the risk that any individual asset class may adversely impact the fund. Mini-budget 2022 and subsequent events – impact on the financial markets and your investment with us We’ve written to all affected customers confirming the changes which have taken place. We’ll write again when there is a significant change or update to the fund. To get the best out of your pension plan, it is important that you regularly review it. This includes doing the following: Getting Harassed? - If you are being harassed by your neighbors, co-workers, family, or others, nothing is better than this pen to prove your case.

If you are unsure who to contact

We have reviewed the charges that apply to our funds to ensure they are in line with the investment expenses we incur in managing them. Following the latest review, the charges on some funds have changed from 25 November 2019. We believe that our funds continue to offer good value for money to our customers. As a result of the conflict in Ukraine, and the sanctions imposed by the UK, US and European Union (amongst others), it is not currently possible for fund managers to trade (buy or sell) any Russian investments. Whether you need someone to access your information, act on your behalf, or if you need to access information for someone else, we’re here to help. If you need someone to access information on your behalf

The funds in the link above are global equity and emerging market funds which continue to operate as normal. Where a fund had Russian exposure any drop in value will already be reflected in current valuations. If your overall portfolio includes a range of funds, it is likely that the Russian exposure is only a small part of its overall value. Switching into, or out of, these funds will neither increase or reduce exposure to Russian investments whilst they are unable to be traded.Our opening hours are 8.30AM to 5.30PM Monday to Friday and 09.30AM to 12.30PM Saturday, excluding Bank Holidays. If you need someone to act on your behalf, we will need to receive a lasting power of attorney. You can find out more about this, including costs, in our guide.

For plan numbers that include the letters AF or AG, AH, AJ, DJ, if you want to cancel or cash in your plan and it’s your first enquiry call:

Why register?

Funds allow you to choose how and where your money is invested. Some funds invest in shares, others in property or other types of assets. Your statement includes an illustration of what taxable income you could get if you bought a guaranteed income for life (annuity) at your currently selected retirement age. Your illustration takes inflation into account because the cost of living is likely to go up between now and when you take your benefits. It is an estimate and will change if any, or all, of the assumptions change in future. Your illustration is based on assumptions which are set by the Financial Reporting Council (FRC). Fund prices are updated daily or weekly and the latest price shown will be the most recent price for that fund. Fully Functioning Pen - Not only a state-of-the-art camera, but the zPen-1080 is also a fully functional pen with replaceable ink. Each year you will receive a pension statement to tell you how your pension plan is doing. For more information about your statement follow the link below.