Similar to a bump-up CD, a step-up CD raises your CD rate, but at predetermined intervals throughout the term. Top Selling Albums of 1980 — The Official New Zealand Music Chart". Recorded Music New Zealand . Retrieved 29 January 2022. Trombonist Rico Rodriguez, who performed on many '50s and '60s Jamaican recordings before moving to London in 1962, played on the band's version of "A Message to You, Rudy", as he had on the original recording 15 years previously. Rodriguez's appearance on the album considerably added to the album's credentials.

Larkin, Colin (2011). "Specials". The Encyclopedia of Popular Music (5th conciseed.). Omnibus Press. ISBN 0-85712-595-8. Open CD accounts: Open a predetermined amount of CDs with the funds you set aside. Each CD should have a different term length. CD-2 Single released 27th October, 1979 on 2 Tone catalogue number CHS TT 5 Digital remaster ℗ 2002 a b c d e f g h i j k l "British certifications – Specials". British Phonographic Industry . Retrieved 3 December 2022. Type Specials in the "Search BPI Awards" field and then press Enter.While seeking out the best rate can be a driving goal for someone purchasing a CD, individuals may want to consider building a long-term relationship with a bank that aligns with their values,” says Jen Mayer, Accredited Financial Counselor and founder of Fully Funded. “For instance, if someone is building a CD ladder and planning to spend years with an institution, choosing a bank or credit union where a relationship with a banker can be established could be beneficial.” CD Fees

Another important consideration with certificates and CDs is the likelihood of having to pay an early withdrawal penalty if you withdraw your funds before the stated maturity date. Released as the B-side of the Dutch single of the live 'Concrete Jungle' in 1981, Two Tone/Chrysalis catalogue number 103.106. Term: Your time horizon is a significant factor in the CD account you choose. CDs are time deposit accounts. Align the CD’s term with when you’ll need access to your money. If you’re interested in using a CD laddering strategy (see below), look for a bank or credit union that carries terms that can help you reach that goal. Walters, Barry (6 October 2005). "The Specials: The Specials". Rolling Stone. New York. Archived from the original on 24 February 2010 . Retrieved 1 September 2016. CDs can be a useful way to grow savings for the short- and long-term. When opening CD accounts, it’s helpful to know how to make the most of those deposits.Christgau, Robert (1990). "The Specials: The Specials". Christgau's Record Guide: The '80s. Pantheon Books. ISBN 0-679-73015-X . Retrieved 1 April 2015.

Early withdrawal penalty: You’ll generally have to pay an early withdrawal penalty if you need access to the money in your CD before its maturity date. These penalties vary by institution and term, but they can often be costly—eating up interest earned and occasionally some of your principal investment. CDs may not provide a double-digit return right now, but you can get a higher rate if you are willing to shop around. Thanks to the increased competition in the marketplace, consumers have many options from traditional banks and their online brethren. a b c "Specials | full Official Chart history". Official Charts Company . Retrieved 9 February 2019. CD accounts are best for savers on fixed incomes who have funds they won’t need to access over the course of a CD term. Because CD terms can vary, the risk of needing to access funds increases as term lengths increase. CDs are also a great option for individuals who want to earn a higher, guaranteed interest rate. Compounding schedule: The faster your interest compounds, the more money you earn. Look for a CD that compounds daily.In a retrospective review, AllMusic described the record as "a perfect moment in time captured on vinyl forever... It was an utter revelation—except for anyone who had seen the band on-stage, for the album was at its core a studio recording of their live set, and at times even masquerades as a gig". It felt the album captured the feeling of "Britain in late 1979, an unhappy island about to explode", and that "The Specials managed to distill all the anger, disenchantment, and bitterness of the day straight into their music". [3] In 2008, BBC Music agreed that the economic and political conditions of the day had heightened the record's impact, saying, "To understand the impact of this spearhead of the ska revival on early Thatcherite Britain you have to imagine something so left field and yet so apt occurring today. It was as if depression-era dustbowl ballads suddenly became hip again in this era of global economic meltdown. Hardly anyone would have predicted that a musical form so tied to its Afro-Caribbean heritage (as well as its less cool skinhead connections) could, almost overnight, become the trendiest thing across the nation". It concluded that The Specials "was a classic example of a band making an almost perfect first album, acting as both a mission statement (the rise of right wing groups opposed by the message of Two Tone equality) and as an alternative way to have fun without having to pogo or spit... The Specials remains a snapshot of a bleaker time, and a wrily comical antidote to political and cultural indifference anywhere". [16] However, Mojo 's David Hutcheon, reviewing the reissue, felt that " Specials doesn't feel quite as exciting as it did 23 years ago". [17]